| Warning - Credit Card Scam |
| mafisKumA |
This information is worth reading. By understanding how the VISA &
MasterCard Telephone Credit Card Scam works, you'll be better prepared
to protect yourself. Con artists get more creative every day....
My spouse was called on Wednesday from "VISA", and I was called on
Thursday from "MasterCard". The scam works like this:
Person calling says, "this is <name>, and I'm calling from the
Security
and Fraud Department at VISA. My Badge number is 12460. Your card has
been flagged for an unusual purchase pattern, and I'm calling to
verify.
This would be on your VISA card which was issued by name bank. Did you
purchase an Anti-Telemarketing Device for $497.99 from a marketing
company based in Arizona?"
When you say "No", the caller continues with, "Then we will be issuing
a
credit to your account. This is a company we have been watching and
the
charges range from $297 to $497, just under the $500 purchase pattern
that flags most cards. Before your next statement, the credit will be
sent to (gives you your address), is that correct?"
You say "yes". The caller continues. "I will be starting a Fraud
investigation. If you have any questions, you should call the 1-800
number listed on the back of your card and ask for Security. You will
need to refer to this Control #" The caller then gives you a 6 digit
number. "Do you need me to read it again?"
Here's the IMPORTANT part on how the scam works. The caller then says,
"I need to verify you are in possession of your card". He'll ask you to
"turn your card over and look for some numbers. There are 7 numbers;
the
first 4 are your card number, the next 3 are the 'Security Numbers'
that verify you are in possession of the card. These are the numbers
you use to make Internet purchases to prove you have the card. Read me
the 3 numbers". After you tell the caller the 3 numbers, he'll say
,"That is correct. I just needed to verify that the card has not been
lost or stolen, and that you still have your card. Do you have any
other questions?"
After you say No, the caller then thanks you and states, "Don't
hesitate
to call back if you do", and hangs up.
You actually say very little, and they never ask for or tell you the
card number. But after we were called on Wednesday, we called back
within 20 minutes to ask a question. Are we glad we did! The REAL
VISA
Security Department told us it was a scam and in the last 15 minutes a
new purchase of $497.99 was charge on our card.
Long story made short, we made a real fraud report and closed the VISA
card, and they are reissuing us a new number. What the scammers want
is
the 3-digit PIN number on the back of the card. Don't give it to them.
Instead, tell them you'll call VISA or Master card direct. The real
VISA told us that they will never ask for anything on the card as they
already know the information since they issued the card! If you give
the scammers your 3 Digit PIN Number, you think you're receiving a
credit. However, by the time you get your statement, you'll see
charges
for purchases you didn't make, and by then it's almost to late and/or
harder to actually file a fraud report.
What makes this more remarkable is that on Thursday, I got a call from
a
"Jason Richardson of MasterCard" with a word-for-word repeat of the
VISA
scam. This time I didn't let him finish. I hung up!
We filed a police report, as instructed by VISA. The police said they
are taking several of these reports daily! They also urged us to
tell
everybody we know that this scam is happening.
Please pass this on to all your friends. By informing each other, we
protect each other.
|
| OooOo |
zatoa ja rabotam so American Express [:D]
|
| Thunder from down under |
quote:
Originally posted by mafisKumA
Before your next statement, the credit will be
sent to (gives you your address), is that correct?"
You say "yes". The caller continues. "I will be starting a Fraud
investigation. If you have any questions, you should call the 1-800
number listed on the back of your card and ask for Security.
====================
Read me
the 3 numbers". After you tell the caller the 3 numbers, he'll say
,"That is correct. I just needed to verify that the card has not been
lost or stolen, and that you still have your card. Do you have any
other questions?"
After you say No, the caller then thanks you and states, "Don't
hesitate
to call back if you do", and hangs up.
iam sorry mafis but i think this is scam and a spam :)
1.tell me how he knows your exact home address?
2. how did he found out all your credit card numbers
exept the vertification number?
i dont belive this letter should be pass on cause is just a annoying spam
but than again it could be me that is the con artist [:D] |
| Legal-Eagle |
I had my company credit card confiscated by Narelle my accounts manager. Apparently a Chanel Handbag can NOT be claimed under Plant and Equipment.[V]
Mafiskuma you are going to have to offer your assistance in the intrepretation of "Plant and Equipment" to my accounting Department. Surely there is a legal loophole?[;)]
Please help without my cards i feel as though they have cut off my oxygen supply and i cant accure reward points[:(]
Please send all relevant information c/o me to NFP Pty Ltd[:D] |
| mafisKumA |
quote:
Originally posted by Legal-Eagle
I had my company credit card confiscated by Narelle my accounts manager. Apparently a Chanel Handbag can NOT be claimed under Plant and Equipment.[V]
Mafiskuma you are going to have to offer your assistance in the intrepretation of "Plant and Equipment" to my accounting Department. Surely there is a legal loophole?[;)]
Please help without my cards i feel as though they have cut off my oxygen supply and i cant accure reward points[:(]
Please send all relevant information c/o me to NFP Pty Ltd[:D]
next time put it under "Staff Amenities" and call it coffee (very expensive coffee but coffee nonetheless) [:p]
|
| mafisKumA |
quote:
Originally posted by OooOo
zatoa ja rabotam so American Express [:D]
vo pomalce mesta gi primat American Express [:p][;)]
|
| mafisKumA |
quote:
Originally posted by Thunder from down under
but than again it could be me that is the con artist [:D]
zato mi bese malce sumlivo, ti go poznav glasot [:p][;)][:p]
|
| Thunder from down under |
ama toa kuma sho velis so viza card edinstveno e mozhno da uspee ako
samo nekoj gi imashe osteno site detali od viza kartata vo kompjuterot
i go imashe nekoj hekirano , i gi nashol site informacii od credit card
i samo vertification code mu trebelo pa zatoa se javil covekot :)
se skapal od baranje po kompjuter ne mozel da najdi pa si rekol
daj da se javam poarno :) |
| OooOo |
inside job? :)
|
| Legal-Eagle |
[:(] I cant, already claim my stocking, shampoo and conditioner, cosmetics and magazines under that ledger heading. Petty Cash wont handle it either. No point discussing it. I can only use it when I am on the road interstate.
Think of something else. I am dead serious.
BTW, if i disappear again for a while i am probably doing 'time' for my little SUPER slip up[:(] Please make sure you come and visit me. |